Private Mortgage Lending
Built for Ontario Brokers

Lendstrait is a private mortgage lender focused on Ontario real estate. We primarily serve the Greater Toronto Area, including Markham, Toronto, Mississauga, Brampton, Vaughan, Richmond Hill, and surrounding municipalities, and can consider files elsewhere in Ontario on a case-by-case basis.

Yes. Lendstrait can consider commercial mortgage files through private lending, including first and second mortgage opportunities. Each file is reviewed based on the property type, equity, exit strategy, location, and overall deal strength.

Brokers can submit a file or scenario through the contact form on this page, by phone at (416) 277-9772, or by emailing dealdesk@lendstrait.ca. We recommend downloading our Broker Package first. It outlines submission guidelines, deal criteria, and what to include in the initial inquiry.

We aim to provide initial feedback within 24 hours of receiving a complete file. Brokers get a clear answer on file fit and next steps without unnecessary delays. If we need more information, we'll reach out directly. No radio silence.

Yes. As an alternative mortgage lender in Ontario, we look at the full picture: equity position, property quality, exit strategy, and borrower story. We welcome harder files that don't fit standard lender boxes, including self-employed borrowers, bruised credit, and non-traditional income situations.

Yes. Lendstrait Financial Group Inc. operates as an FSRA-licensed mortgage entity in Ontario, license #13629. We are committed to transparent practices, clear documentation, and professional conduct on every file.